Unique features of HDFC Bank Gold Loan
Unique features of HDFC Bank Gold Loan
1. Low-Interest Rates: HDFC Gold Loan Interest Rates start from 9.90%.
2. Low Processing Fee: HDFC charges a low processing fee of 1.5% + GST.
3. Flexible Tenure: Flexible tenure ranging from 3 to 24 months.
4. Loan Offering: Term Loan, OD and Bullet repayment available.
5. Easy Repayment: Repay only the interest on the loan every month. Monthly outflow as low as Rs.1,000 per lakh (based on an indicative rate of 12% p.a.).
6. Maximum Permissible Value: You can get up to 80% of the market value of your gold as a loan.
7. Processing: Fastest Turnaround. Pay no hidden charges and experience a completely transparent process
8. Simple Documentation: Simple documentation and speedy disbursals.
9.Easy Payment Schedule: Payments can be done on a daily, weekly or monthly basis.
10. Safe & Insured: The collateral for the loan (that is, your gold) is stored under a unique triple-layered security.
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